BUSINESS INSURANCE SOLUTION.COM

 BUSINESS INSURANCE SPECIALIST

1-916-723-7825

 1-800-315-0507

EMAIL: agent@businessinsurancesolution.com

                                                                                                                                                           

WORKERS COMPENSATION INSURANCE

 

                  

 

We represent leading insurers and work closely with them to properly cover our business clients’ specific needs.

 

What is workers' compensation?
Workers' compensation provides benefits to employees who are injured or become ill during the course of or due to employment. In California, every employer is required to carry insurance to cover the cost of occupational injuries and illnesses. This insurance requirement is mandatory even if you have only one part-time employee. Companies based out-of-state with employees hired in California must also have California workers' compensation insurance.

Is workers' compensation the same as State Disability?
No. Workers' compensation is only for injury or illnesses that occur due to employment. State disability is for injuries or illnesses that are not work-related. These are handled by the Employment Development Department (EDD). State Disability Insurance (SDI) is automatically deducted from the employee's paycheck.

 

  WE PROVIDE BROAD RANGE OF INSURANCE PROGRAMS:

  • Commercial General Liability
  • Director and Officer Liability
  • Professional Liability
  • Product Liability
  • Employment Practice Liability
  • Business Property
  • Workers' Compensation
  • Umbrella and Excess Liability
  • Business Owners Policy Packages
  • Contract and Fidelity Bonds